Walletguide
Reports

Recurring

The payments that repeat, found by looking at what actually happened rather than by asking you to declare them.

Reports → Recurring.

Walletguide works out which payments repeat by looking at the history: same merchant, regular interval, comparable amount. You do not declare a subscription; it is noticed.

What it shows

Each detected series with its merchant, its cadence, what it costs each time, and what that comes to over a year. Annualising is the part that changes minds — a €14 monthly charge reads differently as €168.

Series that have stopped are hidden by default and can be shown, which is how you confirm something you cancelled actually stopped charging you.

What to do with it

Two things, mostly. Find subscriptions you forgot, and notice price rises: a series whose amount stepped up is visible here in a way it never is in a month's list of transactions.

Recurring versus planned

This report is descriptive — what is happening. Planning is prescriptive — what you intended. They are usually worth reading together: a recurring cost you never planned for is exactly the gap between the two.

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