Recurring
The payments that repeat, found by looking at what actually happened rather than by asking you to declare them.
Reports → Recurring.
Walletguide works out which payments repeat by looking at the history: same merchant, regular interval, comparable amount. You do not declare a subscription; it is noticed.
A series needs charges of the same amount one interval apart: four for a monthly series, three for a quarterly or yearly one, so a yearly subscription shows once it has renewed twice. A series counts as running until its next charge is overdue: up to 38 days after the last charge for monthly, 106 for quarterly and 396 for yearly.
What it shows
Each detected series with its merchant, its cadence, what it costs each time, and what that comes to over a year. Annualising is the part that changes minds — a €14 monthly charge reads differently as €168.
Series that have stopped are hidden by default and can be shown, which is how you confirm something you cancelled actually stopped charging you.
What to do with it
Two things, mostly. Find subscriptions you forgot, and notice price rises: a series whose amount stepped up is visible here in a way it never is in a month's list of transactions.
Recurring versus planned
This report is descriptive — what is happening. Planning is prescriptive — what you intended. They are usually worth reading together: a recurring cost you never planned for is exactly the gap between the two.